If you are having trouble paying your mortgage or have foreclosure surplus funds or equity following a foreclosure sale, or you simply want to understand your options to avoid foreclosure, you can benefit from meeting with an experienced Washington foreclosure attorney.
Foreclosure Surplus Funds
If you have lost your home in a foreclosure or tax sale, chances are there may be surplus funds or equity from the sale. The excess or surplus funds can be recovered by the owner(s) of the home, but there are time limits on how long you have to recover these funds. Do not wait until it is too late. Call us now at 425-455-4307 to find out if you have surplus funds waiting for you. The call is free and there is no cost to you unless we successfully recover excess or surplus funds on your behalf. So don't delay, call us today!
A WORD OF CAUTION: there are companies and individuals who will ask you to sign away your rights to excess funds from a foreclosure sale in exchange for a very large percentage of these funds. Some may also promise to reverse the sale. Washington State has restrictions on how much someone can charge for locating and recovering funds and it is not possible to reverse the majority of foreclosure sales in Washington. As your attorney, we can protect you against predatory surplus practices even if you have already signed a contract! We work with third parties who specialize in recovering surplus funds, but only those who operate legally under the direction of our firm.
ANOTHER WORD OF CAUTION: there are companies and individuals who are claiming to postpone foreclosures with a loan modification that are not legitimately communicating with the lender on behalf of the homeowner(s). They provide fake loan modification approvals and have the homeowner send monthly trial payments directly to the company or person perpetrating the scam and not the banks! Always contact your lender directly to confirm the person you hired is actually talking to them, and always contact the foreclosure trustee and make sure they have a copy of your loan modification approval letter from the bank. The foreclosure does not stop just because you were approved for a loan modification; you must make certain the Trustee has a copy of it and they confirm the foreclosure will be postponed.
Foreclosure Defense
At Skyline Law Group, we provide comprehensive consultations to help you best understand all of your options to determine the best possible approach for a successful outcome based on your particular needs and goals. Whether you are seeking to keep your home, collect surplus funds following a foreclosure, or defend against a judicial foreclosure action, we have all of your needs covered.
A foreclosure attorney represents homeowners in lender negotiations, mediations and foreclosure defense litigation. We provide a complete understanding of all of your foreclosure rights. We help you understand the potential credit score and tax liability on debt forgiveness. We are thoroughly prepared to help you achieve an outcome that will place you in the best possible financial position when the matter is resolved. We are committed to helping our clients save their home if that is the ultimate goal.
We can help you understand the foreclosure process, avoid foreclosure, or use the foreclosure mediation process to your best advantage. To arrange a meeting with a skilled foreclosure lawyer, call us today at 425-455-4307.
To arrange a meeting with a skilled foreclosure lawyer, call us at 866-906-9426 or 425-455-4307.
